Archive for the ‘Investments’ Category

3 Ways to Save a Deposit

Thursday, February 23rd, 2017


The idea of owning a property, though highly appealing, is often daunting when one considers the amount of money that goes into a down payment. Like most people, once you’ve paid the bills, brought your groceries, paid rent and saved whatever you can for recreational activities, you may not have much left over to put into your property fund. Don’t let this discourage you from your dreams of owning your own home. Experienced property developer Tim Manning recommends that there are some steps that you can take to maximise your probability of saving enough to make a deposit on a home. Here are 3 simple ways you can put yourself in the best financial position to break into the property market:

  1. Pay off your debts

It seems strange to think about, paying off your debt in order to borrow more money. But credit card debt and other loans are all what you would consider “bad debt”. A mortgage on the other hand goes towards your assets and will benefit you further in the long run. In order to place yourself in a good position to save you first need to priorities paying off your existing debt. It’s impossible to save if you already owe money.


  1. Create a budget

A budget is the best tool you can have to help you save money. Becoming aware of what you spend your finances on is an all important part of the saving process. Maybe it’s that unused gym membership or the monthly payments on cable television that you never watch. Knowing where your money goes is the easiest way to minimise the likelihood that you’re wasting money on things that don’t matter and allow you to put these funds towards your savings.

  1. Maintain your goal orientated mind set

Know what you want from your savings and keep yourself consistently moving towards this goal. It’s fundamental in saving to continually move towards your ultimate goal, a deposit on a home. Create a plan and stick to it and you’ll be in the best position to reach your desires. Automate your savings from this plan, they’ll be taken out of your bank account every pay check and you’ll adjust to this new schedule. In no-time you’ll find yourself saving more money than you ever thought you could.

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Factors to Consider in Having a Wise Property Investment in Thailand

Friday, January 23rd, 2015

A wise investment always looks forward to what and how much it can give back. For instance, Phuket Investment Properties is a very wise idea since the tourism in that island is growing fast. With the increasing number of holiday tourists who prefer renting private villas instead of staying in hotels, Phuket Investment Properties can be a good source of income as investors can rent them out to guests who keep on filling the place all year round.

Here are some factors to consider in seizing the profitable property investment in Thailand.

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Tourism capital

Thailand is blessed with beautiful beaches. Having Bangkok as its capital, it is complete with modern and first class infrastructures like hospitals, schools, and malls. Moreover, the local and international cuisines as well as the superb golf courses are great attractions in the country. For this reason, many families and retirees choose to settle there – and some of them discovered the place as tourists who fell in-love with it.

Investment in the island is also increasing. For the past several years, Phuket has become a favorite destination for tourists from different parts of the world. This is the reason why Phuket investment properties became a popular choice for investment such as retirement villas, homes, and land. Some of these properties have been turned into resorts, cottages, and villas for rent and their owners are really earning great returns.

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